Generally, the FMA grant is designed to cover the lift of the home to the base flood elevation (plus 2 additional feet per Nassau Bay’s requirements), extension of the electric & plumbing lines, disconnecting & reconnecting the pool equipment (if applicable), insulating the bottom of the slab (below livable areas - not the garage), minimum code compliant stairs for ingress and egress, elevation of HVAC equipment, CMU block for three sides of the home, and temporary living for approx. 120 days. On some occasions, an outside lift may be an eligible expense.
Upgrades of the CMU block (bottom skirting) is not a grant eligible expense, nor is stucco or brick work.
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This list is not meant to be all-inclusive, but to give you an idea of how much needs to be considered with the home elevation:
Please email OEM@nassaubay.com to check your eligibility.
The process of physically elevating the home takes approximately 3-4 months. However, from the time the grant is applied for by the City of Nassau Bay, it takes approximately 2-3 years before your home will be elevated. The delay is due to Federal and State administrative processing before the money is sent to Nassau Bay.
The FEMA FMA grant is designed to cover 75%, 90%, or 100% of the elevation costs. The percentage is based off the classification of your home as an NFIP Repetitive Loss (RL) (75%), FEMA RL (90%, or FEMA Severe Repetitive Loss (SRL) (100%). Please email OEM@nassaubay.com to check your classification.
Some homeowners want to elevated the slab higher than the Base Flood Elevation (BFE) so that the bottom of their home can be used as a garage. This is allowed in most cases, but the additional expense is the homeowners.
Yes, the grant is transferable. The grant is with the home and not the homeowner.